Missouri Boat Insurance
Your boat is probably on of your most treasured possesions. Unfortunately,
a boat can also be vulnerable - to accidents, storms, and theft. In addition
to giving you peace of mind, boat insurance coverage provides protection for you,
your passengers and your boat.
Click here to get a customized boat insurance quote.
Insurance Jargon Can Be Even More Confusing Than Nautical Terms
We know the language used by the insurance industry can be confusing.
That’s why we want to make sure that you clearly understand your options
and know precisely what you’re paying for. Here are the terms we use.
(Most policies are a combination of several of these coverages.)
These protect you and other people
This coverage helps to protect you from expenses related to injuries
or property damage you or your watercraft cause in an accident.
Some policy’s also cover certain accidental fuel spill liabilities
and wreckage removal. When choosing liability coverage, consider
how much money you make and the property you own. Your liability
coverage should be high enough to protect you if you are sued after an accident.
This coverage provides for necessary medical expenses for you and
your passengers that are the result of an accident. People who frequently
carry a boat full of passengers often carry a higher amount.
These protect your boat or personal watercraft
This typically pays to repair the damage done to your watercraft due
to an accident. It also generally pays to repair or replace your
watercraft for insured situations such as theft, fire, vandalism or
other non-collision damages that occur in or out of the water.
This pays to repair or replace equipment that isn’t permanently attached
to your boat or personal watercraft. This includes items like life
jackets and water-skis.
This pays for the cost of towing or emergency service.
Click here to get a customized boat insurance quote.
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