Missouri Auto Insurance

If you own a car, auto insurance is not just an option - it is a legal necessity. And you wouldn't want it any other way. If you are involved in an accident or have your car stolen, owning the right kind of auto insurance can help ease a difficult situation.

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What Auto Insurance is Required in Missouri?

Missouri requires the following minimum amounts of liability insurance:

Injury or death of one person in an accident: $25,000
Injury or death of more than one person in an accident: $50,000
Damage to someone else's property: $10,000

But the minimum coverage may not cover the costs of a significant accident, especially if you are at fault. Note that the minimum coverage does not cover your own injuries or property damage at all. Discuss this with your insurance agent to ensure that you are properly covered for your own protection, not just in the eyes of the law. You must always carry your insurance card in your vehicle and show it upon request by any law enforcement officer. Your insurance company will send you an insurance card, usually when your insurance policy is issued or renewed.

Your signature on the Vehicle Renewal Registration Application affirms that your vehicle will be properly insured throughout the registration period.

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